Funding new loans

in 1-2 business days

Young Hispanic couple in the middle of a remodeling job.

Lending 70% of the

After Remodel Value

Young couple looking at construction plans

A Non-Bank Direct Lender for

the Real Estate Investor Market

Young Black man looking over design plans.

Begin Your

Pre-Approval Process Today

A Non-Bank Direct Lender for the Real Estate Investor Market

Lead Funding is private capital lender for real estate investors.  We operate in Colorado, Arizona, and Washington state.  Being a direct lender means we manage all facets of origination, underwriting, funding and loan servicing in-house.  We can close in as little as 1-2 business days from date of application!  For cannabis industry loans we operate in all states where cannabis is legal.

Apply Now    Over $1,000,000,000 funded since 2008


As a non-bank direct private capital lender, Lead Funding does more than just lend money. 

Lead Funding provides many complimentary services that assist in our clients’ success.  Some of our complimentary services include:

  • Referrals for discounted granite counter tops, cabinets, and excavating services
  • Free industry forms such as contractor agreements and lien releases
  • Free expert advice and coaching when problems arise including referrals to reliable sub-contractors
  • Free assistance with valuations, remodel ideas, and local knowledge of communities
  • Referrals to experienced “Investor” friendly agents who’ll market the fully remodeled property with discounted listing brokerage services as low as a 1%


Funding new loans in 1-2 business days!

Lead Funding’s mission is to offer private capital lending to investors with competitive rates, hassle free and quick terms, and complimentary essential tools. We have funded projects from $40,000 to $9,000,000.

  • Easy.  Simply complete our application including credit reports for the principals of the business, and we’ll issue a “pre-approval” letter which provides our clients the ability to submit offers that are equivalent to “cash.” Once pre-approved, your application is good for the next 12 months.
  • Fast.  At Lead Funding, our turnaround time needed to underwrite any fund is unprecedented.  In most cases, we fund within 1-3 business days
  • Flexible.  We can fund most residential investment projects including single-family residential homes to large multi-family homes. We can fund projects ranging from $40,000 to $10,000,000.


Lead Funding will lend 70% of the future improved value.

Lead Funding’s team of valuation experts has successfully estimated and valued over $2,000,000,000 (BILLION) of residential investment properties since 2008.

Our experience is simply unmatched. We take into account your remodeling budget and building plans and provide a complimentary and detailed electronic report of estimated improved value based upon your property becoming fully remodeled. We apply similar methodologies used by an experienced licensed appraiser including all applicable adjustments (positive and negative) for your specific investment property. Historically, our valuation reports have been within 3% of actual resale pricing. Finally, our Comparative Valuation Report compares actual resales most similar to your subject property, which have been fully remodeled and sold within the past 90 days.

“Some of my best deals are the ones I’ve walked away from because of Lead’s valuation tools and industry expertise.”

Paul Steiner, Colorado House Solutions

Have a Quick Question?

A team member from Lead Funding can answer any question you may have.

Will You Qualify?

Answer a few, simple, non-binding questions to see if we’re a likely match.

Start the Loan Process

Download the forms and begin the application process.

What Our Clients Are Saying

Lead Funding’ rates and services are unparalleled.  Some of my best deals are the ones I’ve walked away from because of Lead’s valuation tools and industry expertise.  I won’t even consider using another lender.

Paul Steiner, Colorado House Solutions. Littleton, Colorado

“The team at Lead Funding have been crucial to our success in business. They’ve given us the competitive edge we needed to close more deals faster than our competition. That helps our brand and reputation and has kept us coming back to Lead Funding.”

Jon Greany, North Star Property Solutions, Boulder, CO

“I am happy to recommend Lead Funding, this was my first flip and they walked me through the process step by step and were available throughout the whole time to answer any questions and even helped me with a lot of the design aspects.”

Chad Palmer

Jason and Al at Lead Funding are just amazing. I called Jason on a Sunday afternoon when the previous lender I was trying to close with still hadn’t given the go-ahead to close on Monday. Jason actually answered his phone on Sunday and laid out the steps to go from application to close in one day. I collected everything, and Jason reviewed, and Al viewed the subject property and the scope of work and budget. I found out the closing was actually on Tuesday which gave us “plenty” of time. My partner’s insurance source also dropped the ball, so with two hours to go before closing, I found another insurance source, and we closed without a hitch. Lead Funding rolled with the punches, and got it done. They are easy to work with, responsive to questions and draw requests, and they know what they’re doing. I trust them with my fix-and-flip financing needs.

Rick Fowler, Integrity Real Estate Investing, Conifer, CO

“My husband and I are very pleased with the customer service we’ve received from Lead Funding. They answered all our questions whether big or small and never made us feel pressured. We’ve enjoyed our experience and hope to do business with Lead Funding again in the future.”

Leah and Frank Ramirez

“We have worked with Lead Funding for many years and have always received wonderful service.  Their team is always professional and easy to work with.  We look forward to many more years with them!”

American Realty Partners

“Lead Funding has been great to work with. I always recommend newer investors work with Lead Funding because they do everything possible to support their clients in the two most crucial parts of flipping: 1) getting an accurate ARV, and 2) solidifying the rehab. Lead Funding does everything possible to help their clients be successful. When they are funding your deal it feels like they are partnering with you. I wouldn’t have gotten this far without [the Lead Funding staff] on my team.”

Adam Adams of BlueSpruce Creative Home Solutions, LLC

We have been working with Lead Funding for over two years.  Everyone we work with always responds immediately and we know we can always count on them to get our funding in line for our projects.  We also appreciate the feedback we receive from them on the houses we are going to buy.  We look forward to a continued business relationship for years to come.

Lora Winchell, Kelvin Properties, Arvada, Colorado

I’ve been flipping homes for over 20 years and have never worked with a lender better than Lead Funding.  These guys do so much more than lend money at competitive rates.  They help every step of the way to maximize my profits.

–  John Tarbell, Tri-State Properties. Denver

I’ve worked with Lead Funding for over 3 years and have been in the business for nearly 30 years.  Lead Funding’s ability to underwrite and fund within a few days is incredible.  I send in a few documents and they take it from there.  They’re incredibly reliable, ethical, and great to do business with.

Ron Davidoff, Phoenix Arizona

I am happy to recommend Lead Funding. This was my first flip and they walked me through the process step by step and were available throughout the whole time to answer any questions and even helped me with a lot of the design aspects.

Chad Palmer

Thanks to Lead Funding, our business has been able to buy more properties. They can fund our deals in a couple days and we never worry if they’re able to fund our deal or not. The entire Lead Funding team makes the process easy!

Brooks, Shamrock Homes, Englewood, Colorado

The team at Lead Funding has been extremely helpful as they are very knowledgeable, professional and honest. They have been quick in evaluating and approving funding on the right deals. Lead Funding has been easy to work with and can be depended on to provide funds promptly after approval of our financial requests. We recommend them to others looking for funding and look forward to a long lasting working relationship!

Annie and Dave Holestine, New Day Home Solutions, LLC, Denver

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